Terms of Use

Last updated: 26 October 2026

These Terms explain use of the Banana Trading website, course, learning tools and community. They apply alongside the offer and billing information shown before you order. Mandatory consumer rights continue to apply.

1. Who we are and how to contact us

Banana Trading is provided by Michal Wisniewski LLC, 8 The Green, Suite A, Dover, Delaware 19901, United States. For account, subscription, access or complaint enquiries, contact contact@banana-trading.com. Include your account email and any relevant order reference. Never send passwords, payment-card details or broker login credentials.

2. Educational service and eligibility

The service provides general trading education, analytical learning tools and access to a Telegram community, as described in your package. Content, tools and signals do not take account of your personal financial circumstances and are not a personal investment recommendation. We do not hold your trading funds or execute trades through this website. Any broker or copy-trading arrangement is separate and subject to that provider’s terms.

You must be at least 18, able to enter into a contract and legally eligible to use the services in your location. Registration or course access does not establish eligibility to open a broker account. Read the Risk Disclosure before using trading-related material.

3. Accounts and acceptable use

Keep your account information accurate and protect your login. Access is for your personal use. Do not share accounts, redistribute course videos or private invitations, resell materials, bypass access controls, misuse other members’ information or post abusive, misleading or unlawful content. Tell us promptly if you suspect unauthorised use. We may restrict access for a material breach or security issue and, where reasonably possible, explain the reason and offer a way to resolve it.

4. Paid membership and monthly releases

The standard subscription is €99 per month and renews monthly until cancelled. Review the final price, currency, billing interval and applicable taxes at checkout before placing an order. Payment is handled by the payment provider shown there.

The first confirmed payment opens Module 1 and the first tool release. Each subsequent successful monthly payment opens the next module and tool, up to six modules and six tools. After Month 6, membership continues monthly to retain access to the full package. A preview or an unsuccessful payment does not grant access. Your account shows your actual available materials.

You may cancel at any time through the available billing controls in your account, or contact us if those controls are unavailable. Cancellation stops future renewals; ordinary access continues until the end of your paid period. When the paid period ends, access to subscription materials, tools and the community through the platform closes unless you have a separate valid grant. Saved completion records do not themselves create access.

5. Partner access through a broker

Where the partner programme and applicable law permit, you may request course access without a course fee after registering through the relevant partner link and submitting your broker account ID and email for verification. Access starts only after approval. The release schedule confirmed in your account applies. This route does not create a paid subscription.

Availability depends on your country, the relevant broker entity, its eligibility rules and the programme conditions disclosed when you apply. Banana Trading does not require a deposit or copy-trading activation simply to submit an access request. A course-fee waiver does not remove a broker’s trading costs or risks. We may receive a referral commission. Approval by us is not confirmation of a broker’s regulatory status or suitability for you.

Partner access may be withheld or withdrawn if verification fails, attribution is invalid or the disclosed programme requirements are no longer met. You can contact us to request a review. This does not cancel a separately valid paid membership or remove statutory rights.

6. Withdrawal rights, refunds and service issues

Any applicable statutory right to withdraw, cancel, receive a refund or obtain a remedy for faulty or non-conforming digital content or services remains in force. Accepting these Terms or visiting the website alone does not waive a statutory withdrawal right. Any legally required request for early performance and acknowledgement about withdrawal must be obtained separately.

Outside those rights, cancelling normally affects future renewals and does not automatically refund past periods of service already provided. Contact us promptly about duplicate charges, unavailable paid access or other service problems so we can investigate and provide any remedy required by law. General information on EU consumer rights is available from Your Europe.

7. Tools, third parties and responsibility

Tools, market data and signals may be inaccurate, incomplete, delayed or unavailable. Verify information independently before acting. Educational examples, historical performance and AI-generated output do not guarantee results. Broker execution, custody, withdrawals, trading fees and copy settings are governed by the relevant provider. You remain responsible for deciding whether to trade and for the instructions you give a broker.

Nothing in these Terms excludes liability or remedies that cannot lawfully be excluded, including applicable obligations for the content and services we supply. No general risk statement removes our responsibility where the law makes us responsible.

8. Privacy, updates and complaints

Our Privacy Policy explains how account and service information is used. We may update these Terms to reflect changes to the service or legal requirements. Material price or billing changes will be communicated before they apply to future billing periods, allowing you to cancel. Changes do not retrospectively remove accrued rights.

Send complaints to contact@banana-trading.com with a description of the issue and the outcome you seek. We will review your request and respond. These Terms do not deprive you of mandatory protections, remedies or access to courts or consumer bodies available under applicable law.